Small Balance Commercial

Designed to bridge the gap left by traditional large-bank lenders who often overlook smaller deals, our small balance commercial loan program offers competitive rates, streamlined underwriting and reduced documentation types, along with both fixed and adjustable terms. Eligible properties include 5+ units, mixed-use, office, retail and other income-producing properties.

Program Highlights

  • Loan amounts up to $2.5 million

  • Purchase, Rate/Term Refi & Cash Out Refi

  • Fixed rate and ARMs available

  • Loan Terms up to 30 years

  • LTV’s up to 80%

  • Credit Scores down to 650 (lower by exception)

  • Reduced documentation (including no doc options)