Small Balance Commercial
Designed to bridge the gap left by traditional large-bank lenders who often overlook smaller deals, our small balance commercial loan program offers competitive rates, streamlined underwriting and reduced documentation types, along with both fixed and adjustable terms. Eligible properties include 5+ units, mixed-use, office, retail and other income-producing properties.
Program Highlights
Loan amounts up to $2.5 million
Purchase, Rate/Term Refi & Cash Out Refi
Fixed rate and ARMs available
Loan Terms up to 30 years
LTV’s up to 80%
Credit Scores down to 650 (lower by exception)
Reduced documentation (including no doc options)